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Conventional loan interest rates vary depending on the amount of the down. and make less than a 20% down payment, pay mortgage insurance until their loan-to-value reaches 80%.
Flowers are gratefully declined, and those wishing may make a contribution, in his memory, to the First Baptist Church of Hastings, POB 77, Hastings, 32145; or to the Ronald McDonald House, c/o The First National Bank of Alachua, POB 306, Hastings, 32145. He was the son of the late George Edmund and Dora Bates Owens.
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